How a Properly Worded Waiver & the Right Insurance Can Protect Your Business

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Featuring Attorney Max Goodman & Insurance Expert Sean England

Waivers and liability insurance work together to keep you and your assets protected. A properly worded waiver is one of the very few ways to quickly dismiss a lawsuit against your business. However, if the waiver does not contain warnings of risks specific to your business (as well as a few other key provisions), it is the same as having no waiver at all. Using a neighboring business’s waiver or one you found online is a recipe for a court deeming your waiver ineffective and allowing an avoidable lawsuit to proceed against you. We will discuss what a waiver really is, how they work, and the key components of an effective waiver.

While waivers help to determine levels of liability, it’s important that your insurance and waiver align so your insurance responds as you’d expect and your financial obligations are covered. When waivers and insurance programs don’t align, you could be subjecting yourself to costly legal fees and court judgments. We’ll cover how the insurance you purchase shields your balance sheet and how to determine appropriate coverage and limits.

During this webinar, you’ll learn:

  • What is a waiver and why should I care about it?
  • Why are waivers not drafted specifically for my business likely worthless?
  • How do I (affordably) get a waiver that works?
  • How do I determine if my insurance program is right for me?
  • What are key questions I should ask my insurance agent?
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Our presenters

Max Goodman

Max is a Partner at the law firm, SmithAmundsen, LLC headquartered in Chicago, Illinois. He is the Chair of SmithAmundsen’s Fitness & Wellness Services Group and a member of SmithAmundsen’s Commercial Litigation and Hospitality Practice Groups. For the Fitness & Wellness Services Group, Max represents businesses in the health, wellness, and fitness industries where he partners with business owners to deliver informed advice and counsel concerning business and legal needs.

Sean England

Sean is a Risk Management specialist in Moreton & Company’s Salt Lake City office. In this role, he is responsible for coordinating the delivery of all Moreton & Company resources to his clients, supervising the client team, developing marketplace strategies, and crafting solutions for unusual business and insurance risks. Sean has been with Moreton & Company since 2015. Sean draws on his experience as a small business owner to help others understand and apply the complexities of various insurance programs.

Brandon Lake

Brandon is the CEO of Resmark & WaiverSign and also co-owns and operates Western River Expeditions and Moab Adventure Center. Helping grow these successful businesses over the past 20 years has given Brandon unique insight as to what truly generates results. He is passionate about sharing those insights and helping other businesses succeed. Outside of the office, Brandon enjoys exploring the world by raft, bike, and foot with his wife and children.

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